Bank Loan Processing Fee Reimbursement Scheme 2026 – Get up to 80% fee or ₹1,00,000 reimbursed

At a glance

Benefits

• Reimbursement of Bank Loan Processing Fee is limited to 80% of the fee or ₹1,00,000 (excluding GST and other applicable taxes).

Who can apply (eligibility)

• Applicant must belong to the Scheduled Caste or Scheduled Tribe category.
• Applicant must represent or own a micro or small enterprise (MSE).
• The MSE must have availed a loan from a Scheduled Commercial Bank, Non-Banking Finance Company (NBFC), or State Finance Corporation.

Documents required

• Self-certified copy of Udyam Registration (UR) and GST certificate (if applicable).
• Self-certified copy of PAN Card (for proprietorship, PAN of SC/ST proprietor).
• Copy of Caste Certificate of proprietor/all partners/directors.
• Details of shareholding for partnership/Pvt. Ltd/LLP firms; Partnership Deed or Memorandum and Articles of Association as applicable.
• Bank-attested debit statement showing loan processing fee charges with loan number and MSE name, or valid payment receipt/original receipt/system generated GST invoice.
• Business loan availment/disbursement certificate or bank statement confirming loan availed.
• Bank-attested copy of loan sanction letter.
• Cancelled cheque of the enterprise's current account from which processing charges were debited.
• Proof of transferred reimbursement amount from NSSHO/NSIC via PFMS under the scheme, if any such assistance was availed earlier in the same financial year.

How to apply

1. 1Visit the official National SC-ST Hub website (scsthub.in).
2. 2Click on Sign‑up and provide full name, valid email ID, mobile number, and password to register.
3. 3Log in to the portal using your credentials.
4. 4Fill in the required information in the application form.
5. 5Upload all required documents as listed in the Documents section.
6. 6Submit the application and keep a copy of the acknowledgment for future reference.

Frequently asked questions