आधिकारिक myScheme रिकॉर्ड से जांचा गया Read in English
संक्षेप में
एक नज़र में
| मंत्रालय / विभाग | Ministry Of Micro, Small and Medium Enterprises |
| स्तर | केंद्र सरकार |
| आवेदन का तरीका | ऑनलाइन |
लाभ
- Reimbursement of Bank Loan Processing Fee is limited to 80% of the fee or ₹1,00,000 (excluding GST and other applicable taxes).
कौन आवेदन कर सकता है (पात्रता)
- Applicant must belong to the Scheduled Caste or Scheduled Tribe category.
- Applicant must represent or own a micro or small enterprise (MSE).
- The MSE must have availed a loan from a Scheduled Commercial Bank, Non-Banking Finance Company (NBFC), or State Finance Corporation.
आवेदन कैसे करें
- 1Visit the official National SC-ST Hub website (scsthub.in).
- 2Click on Sign‑up and provide full name, valid email ID, mobile number, and password to register.
- 3Log in to the portal using your credentials.
- 4Fill in the required information in the application form.
- 5Upload all required documents as listed in the Documents section.
- 6Submit the application and keep a copy of the acknowledgment for future reference.
अक्सर पूछे जाने वाले प्रश्न
Who is eligible for the Bank Loan Processing Fee Reimbursement Scheme?+
Applicants belonging to the Scheduled Caste or Scheduled Tribe who own or represent a micro or small enterprise that has availed a loan from a Scheduled Commercial Bank, NBFC, or State Finance Corporation are eligible.
What is the benefit amount under the scheme?+
The scheme reimburses 80% of the bank loan processing fee or a maximum of ₹1,00,000, whichever is less, excluding GST and other taxes.
How to apply for the scheme?+
Apply online via the National SC-ST Hub portal by registering, logging in, filling the application form, uploading the required documents, and submitting it.
Is there a limit on the number of times the benefit can be availed in a financial year?+
No, the benefit can be availed multiple times in a financial year, but the total reimbursement is capped at ₹1,00,000 per year.
What types of loans are eligible for reimbursement under the scheme?+
Loans availed from Scheduled Commercial Banks, Non-Banking Finance Companies (NBFCs), and State Finance Corporations where a processing fee is charged are eligible.
Can the scheme benefit be combined with any other government or private scheme?+
No, clubbing this scheme with any other scheme is not permitted.
What documents are required to apply?+
Required documents include Udyam registration, GST certificate (if applicable), PAN card, caste certificate, shareholding details or partnership deed, bank-attested debit statement or receipt of processing fee, loan availment/disbursement proof, sanctioned loan letter, cancelled cheque, and proof of any earlier reimbursement under the scheme.
NaukriZila सरकारी वेबसाइट नहीं है। केवल आधिकारिक पोर्टल पर आवेदन करें; सरकारी योजना के लिए किसी को पैसे न दें। स्रोत: myScheme (Government of India)