Mukhyamantri Yuva Udyami Yojana 2026: Up to ₹10 Lakh Loan & Grant in Bihar

At a glance

About the scheme

Launched by the Department of Industries, Government of Bihar, under the umbrella Mukhyamantri Udyami Yojana, this scheme seeks to stimulate entrepreneurship, industrialization, and self-reliance across the state. It provides targeted financial support and mandatory entrepreneurship training to qualified male individuals looking to start proprietorship or partnership businesses. The financial aid directly covers setup and operational costs, enabling budding enterprises to get off the ground smoothly.

Benefits

• Total financial support of up to ₹10,00,000/- for establishing and running a business venture.
• Non-repayable government grant covering 50% of the total amount (up to ₹5,00,000/-).
• Loan covering the remaining 50% (up to ₹5,00,000/-) which is interest-free, or provided at a nominal 1% interest rate under specific sub-schemes.
• Financial assistance covers operational setup including project site preparation, power connections, and safety gear.
• Disbursement directly into the beneficiary's business bank account in instalments following training completion.
• Mandatory training programmes to build practical business and entrepreneurial skills.

Who can apply (eligibility)

• Applicant must be a permanent resident of Bihar.
• Only male applicants belonging to the General Category and Backward Class (BC) are eligible.
• Applicant must be between 18 and 50 years of age.
• Minimum educational qualification of 10+2, Intermediate, ITI, Polytechnic Diploma, or an equivalent qualification.
• The proposed enterprise must be registered as a proprietorship or partnership firm.

Who cannot apply

• Female applicants are not covered under this specific component.
• Applicants residing outside the state of Bihar are not eligible.
• Applicants younger than 18 years or older than 50 years cannot apply.
• Enterprises that are not formed as proprietorship or partnership firms are ineligible.

Documents required

• Matriculation (10th standard) certificate indicating date of birth
• Intermediate (10+2), ITI, Polytechnic Diploma, or equivalent passing certificate
• Caste certificate
• Permanent residence certificate (domicile certificate)
• Disability certificate (if applicable)
• Recent passport-size photograph of the applicant
• Applicant signature scan

How to apply

1. 1Visit the official Bihar Udyami portal at udyami.bihar.gov.in and choose the Registration option under Mukhyamantri Udyami Yojana (MMUY).
2. 2Enter your Aadhaar number, set a password, and complete the basic registration form.
3. 3Log in using your Aadhaar credentials on udyamiuser.bihar.gov.in.
4. 4Fill out the online application form on your dashboard with complete personal and business details.
5. 5Upload the required certificates, photograph, and signature in the prescribed formats.
6. 6Review all filled information thoroughly and click on Submit to finalise your application.
7. 7Download and print the acknowledgment receipt for future reference and verification.

Frequently asked questions