Mukhyamantri Yuva Annadoot Yojana 2026: Vehicle Loan Subsidy & Self-Employment
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Quick answer
Mukhyamantri Yuva Annadoot Yojana provides unemployed youth and women in Madhya Pradesh with bank loans to buy commercial vehicles for transporting ration to fair price shops. Beneficiaries receive a 3% interest subsidy for 7 years along with a CGTMSE fee refund of up to ₹1,25,000. Eligible candidates can register online via the Samagra portal or an MP Online Kiosk.
At a glance
| Main benefit | 3% interest subsidy for 7 years |
| Ministry / department | Food, Civil Supplies and Consumer Protection Department |
| Level | State Government (Madhya Pradesh) |
| Age | 18–45 years |
| Income limit | ₹12 lakh |
| Application mode | Online |
About the scheme
Launched by the Department of Food, Civil Supplies and Consumer Protection of Madhya Pradesh, the Mukhyamantri Yuva Annadoot Yojana helps local job seekers establish sustainable transport businesses. Selected applicants secure bank financing through the Central Bank of India to purchase vehicles costing up to ₹25,00,000 with a carrying capacity of 7.5 metric tonnes (+/- 10%). For seven years, beneficiaries lift and deliver allocated food grains from state civil supplies corporation depots to designated fair price shops, receiving monthly payments directly into their bank accounts alongside interest subsidies.
Benefits
- A 3% interest subsidy or grant provided on the vehicle loan for 7 years.
- Full refund of the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) fee up to ₹1,25,000.
- Financial coverage for purchasing a commercial transport vehicle costing up to ₹25,00,000.
- Guaranteed monthly payments directly into the bank account for transporting food grains and handling expenses at prescribed sector rates.
- Steady self-employment contract for a period of 7 years lifting grains from state corporation depots to fair price shops.
Who can apply (eligibility)
- Applicant must be a native resident of the rural or urban local body in the respective district of Madhya Pradesh.
- Applicant must be between 18 and 45 years of age.
- Applicant must have passed at least standard 8.
- Applicant must hold a valid Heavy Motor Vehicle (HMV) driving licence.
- Applicant must have clear bank credit standing and must not be a loan defaulter.
- Annual family income must not exceed ₹12,00,000.
- Applicant must not be a government employee or a pensioner.
- Applicant must not have any criminal background or involvement in criminal activities.
- Applicant must not be currently taking benefits under any other self-employment scheme.
Who cannot apply
- Individuals with an annual family income above ₹12,00,000.
- Individuals with a criminal record or involvement in criminal activity.
- Individuals already enrolled in or benefiting from another self-employment scheme.
- Current government servants and pensioners.
- Individuals declared as loan defaulters by banks.
Documents required
- Recent passport-sized photograph and signature of the applicant.
- Proof of age.
- Proof of educational qualification (Standard 8 pass certificate or higher).
- Domicile and native residence certificate issued by a Tehsildar or higher revenue authority.
- Valid Heavy Motor Vehicle (HMV) driving licence.
- Caste certificate (if applicable).
- Truck or vehicle model details from the authorised list.
- Copy of the project report.
- Copy of bank loan pre-sanction letter (if applying through bank).
- Self-declaration confirming the applicant is neither a government servant nor a pensioner.
- Affidavit on a ₹100 stamp paper stating no criminal record and declaring all submitted information is accurate.
- Consent to share equity or margin money contribution (if applicable).
- Self-declaration regarding vehicle selection.
How to apply
- 1Visit the official Samagra portal at samast.mponline.gov.in and click on Create Profile to enter basic registration details.
- 2Verify your profile by entering your date of birth, mobile number, and the OTP sent to your registered phone.
- 3Complete the Aadhaar e-KYC verification using your Aadhaar number and OTP.
- 4Navigate to the Mukhyamantri Yuva Annadoot Yojana application form and enter all required personal and vehicle details.
- 5Select an authorised truck manufacturer and model within the allowable price ceiling of ₹25,00,000 from the portal list.
- 6Upload legible copies of all required documents, including the ₹100 stamp paper affidavit and driving licence.
- 7Review the completed form thoroughly and submit your application to receive an acknowledgement receipt.
- 8Alternatively, you may complete this application process by visiting an MP Online Kiosk Centre.
Frequently asked questions
What is the maximum vehicle cost covered under Mukhyamantri Yuva Annadoot Yojana?+
The scheme supports the purchase of a commercial vehicle costing up to ₹25,00,000.
What is the required capacity of the transport vehicle?+
The vehicle must have a carrying capacity of 7.5 metric tonnes (+/- 10%).
What is the family income limit to qualify for the scheme?+
The applicant's annual family income must not exceed ₹12,00,000.
Which bank provides the loan under this scheme?+
Central Bank of India is the designated bank for assessing suitability and providing the vehicle purchase loan.
What is the minimum educational qualification required?+
The applicant must have passed at least the 8th standard.
How are beneficiaries selected if multiple applications are received for one area?+
If more than one eligible application is received for a sector, the beneficiary is selected through a transparent lottery system run by the State Level Committee.
What happens if food grains are not delivered on time?+
A penalty of up to 33% of the monthly transport rent for that fair price shop may be deducted from the beneficiary after a hearing by the designated Supply Officer or Collector.
NaukriZila is not a government website. Apply only on the official portal; never pay anyone to apply for a government scheme. Source: myScheme (Government of India)