Vehicle Loan Scheme (GTKVN) 2026: Up to ₹4 Lakh Loan for Commercial Vehicles
Verified with the official myScheme record on हिंदी में पढ़ें
Quick answer
The Vehicle Loan Scheme by Gujarat Thakor and Koli Vikas Nigam offers subsidized loans of up to ₹4,00,000 to purchase commercial transport vehicles. Gujarat residents from the Thakor or Koli communities aged between 21 and 50 with annual family income up to ₹3,00,000 can apply online through the official portal.
At a glance
| Main benefit | Loan up to ₹4,00,000 for vehicles |
| Ministry / department | Social Justice and Empowerment Department |
| Level | State Government (Gujarat) |
| Age | 21–50 years |
| Income limit | ₹3 lakh |
| Application mode | Online |
About the scheme
Implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat, this scheme encourages self-employment. It provides financial assistance through subsidized loans to purchase commercial vehicles such as auto-rickshaws, loading rickshaws, and Maruti Eeco vans, helping eligible youth establish a sustainable transport business.
Benefits
- Subsidized loan assistance of up to ₹4,00,000/- for purchasing commercial vehicles.
- Financial support to buy vehicles like auto-rickshaws, loading rickshaws, or Maruti Eeco vans to start an independent transport business.
Who can apply (eligibility)
- The applicant must be a resident of Gujarat.
- The applicant must belong to the Thakor or Koli community.
- The applicant's age must be between 21 and 50 years.
- The total annual family income of the applicant must not exceed ₹3,00,000/-.
- The applicant must intend to purchase an approved transport vehicle for commercial use.
Documents required
- Aadhaar Card
- Bank Passbook or Cancelled Cheque
- Income Certificate
- Passport-size Photographs
- Copy of Election Card
- Age Proof or Birth Certificate
- Caste Certificate
- Driving License for the relevant vehicle category
- Residence Proof
- Any other documents as required
How to apply
- 1Visit the official website of the Gujarat Thakor and Koli Vikas Nigam at gtkdconline.gujarat.gov.in.
- 2Click on 'Apply Now' located on the top menu bar.
- 3Select the Vehicle Loan Scheme from the list of available loan options.
- 4Choose your vehicle loan category and enter the required loan amount.
- 5Fill in the application form with personal details, address, monthly family income, loan requirement, and bank account information.
- 6Upload scanned copies of your caste certificate, income certificate, Aadhaar card, photograph, bank passbook first page, and residence proof.
- 7Click on 'Preview' to review the submitted details, verify everything, and then click 'Submit'.
- 8Save and print the generated Application ID or Reference Number acknowledgement for tracking.
Frequently asked questions
What is the maximum loan amount under the GTKVN Vehicle Loan Scheme?+
Beneficiaries can receive a subsidized loan of up to ₹4,00,000/-.
Who is eligible for this commercial vehicle loan?+
Gujarat residents from the Thakor or Koli community aged between 21 and 50 years with an annual family income up to ₹3,00,000/- are eligible.
Which vehicles are eligible for purchase under the scheme?+
The loan can be used to purchase commercial vehicles such as auto-rickshaws, loading rickshaws, and Maruti Eeco vans.
Is a driving licence mandatory to apply?+
Yes, a valid driving licence for the category of vehicle you plan to purchase is mandatory.
How can I apply for the vehicle loan scheme?+
You can apply online through the official portal at gtkdconline.gujarat.gov.in.
Is this scheme available outside Gujarat?+
No, the scheme is applicable only for residents of Gujarat.
NaukriZila is not a government website. Apply only on the official portal; never pay anyone to apply for a government scheme. Source: myScheme (Government of India)