Mizoram Bana Kaih Scheme 2026: Collateral-Free Loans, Grants & Application Form
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Quick answer
The Mizoram Bana Kaih (Handholding) Scheme provides collateral-free bank loans, full interest subventions, capital grants, and technical assistance to selected Progress Partners. Individuals, groups, entrepreneurs, and startups looking to expand livelihoods and businesses are eligible. Applications must be submitted online through the official Mizoram Handholding portal.
At a glance
| Main benefit | Collateral-free loans and full interest subvention |
| Ministry / department | Planning and Programme Implementation Department |
| Level | State Government (Mizoram) |
| Application mode | Online |
| Last date | 18 Sep 2029 |
About the scheme
Launched by the Planning and Programme Implementation Department of the Government of Mizoram, the Mizoram Bana Kaih (Handholding) Scheme (MBKHHS) is a five-year initiative designed to foster local entrepreneurship and sustainable livelihood generation. The programme designates promising individuals, groups, and startups as 'Progress Partners', providing them with institutional backing, advisory services, market linkages, and credit assistance to drive economic development across the state.
Benefits
- Credit linkage through bank loans with collateral-free facilities
- Full interest subvention and bank guarantee support
- Provision of catalytic capital grants and venture funding
- Comprehensive handholding support including advisory services, training, technical assistance, and supervision
- Market support including price support for priority crops, market intelligence, and trade linkages
- Funding for infrastructure, machinery, and common facility centres
- Cluster-based promotion for agriculture, allied sectors, and industrial zones
- Support for decentralized planning and innovation initiatives like the Chief Minister's Innovation Challenge
Who can apply (eligibility)
- The applicant must be an individual, group, organisation, entrepreneur, or innovator
- The applicant must be actively engaged in livelihood, business, startup, or development activities
- The applicant must possess high potential for employment and wealth generation
- The applicant must be selected as a Progress Partner by the Apex Body
Documents required
- Identity proof
- Address proof
- Project proposal or business plan
- Bank account details
- Registration certificate (required for organisations or startups)
- Any other document required by the concerned authority
How to apply
- 1Visit the official portal at handholding.mizoram.gov.in and click on 'Register New User' to create an account as a Progress Partner.
- 2Log in and submit the application for a loan or the Chief Minister Package along with your project proposal.
- 3Receive a confirmation SMS on your registered mobile number upon successful submission.
- 4Wait for trade verification by the respective department, which then forwards the verified application to the Planning and Programme Implementation Department.
Frequently asked questions
What is the Mizoram Bana Kaih Scheme?+
It is a handholding programme by the Government of Mizoram providing financial, technical, and institutional support to selected Progress Partners to develop businesses and livelihoods.
Who are Progress Partners under MBKHHS?+
Progress Partners are individuals, groups, or organisations selected by the Apex Body based on their potential to create jobs and generate wealth.
What financial assistance is offered under the scheme?+
The scheme facilitates collateral-free bank loans, full interest subvention, bank guarantees, catalytic capital grants, and venture funding.
Can startups apply for this handholding scheme?+
Yes, startups recognised by DPIIT and local innovators engaged in business activities are eligible.
How can I apply for the Mizoram Handholding Scheme?+
You must register online on the official website handholding.mizoram.gov.in and submit your project proposal electronically.
What is the operating period of this scheme?+
The scheme operates for an initial period of 5 years starting from 19 September 2024 to 18 September 2029.
NaukriZila is not a government website. Apply only on the official portal; never pay anyone to apply for a government scheme. Source: myScheme (Government of India)