Bihar SC ST Udyami Yojana 2026: Up to ₹10 Lakh Business Loan, Grant & Apply Online

At a glance

About the scheme

The Mukhyamantri Anusuchit Jati / Anusuchit Janjati Udyami Yojana is a targeted initiative under the umbrella Mukhyamantri Udyami Yojana implemented by the Department of Industries, Government of Bihar. It aims to foster economic empowerment and enterprise development among Scheduled Caste and Scheduled Tribe communities across the state. Under the scheme, selected beneficiaries receive financial backing of up to ₹10,00,000 to establish proprietorship or partnership firms, supported by structured skill development training sessions to build sustainable businesses.

Benefits

• Financial assistance of up to ₹10,00,000 for establishing and running a business venture.
• 50% of the financial assistance (up to ₹5,00,000) is given as a non-repayable grant.
• 50% of the assistance (up to ₹5,00,000) is offered as an interest-free loan, with a nominal 1% interest charged only under specific sub-schemes.
• Mandatory training sessions are conducted to impart and enhance key entrepreneurial skills.

Who can apply (eligibility)

• The applicant must be a permanent resident of Bihar.
• The applicant must belong to the Scheduled Caste (SC) or Scheduled Tribe (ST) category.
• The applicant must be aged between 18 and 50 years.
• The applicant must have cleared at least 10+2, Intermediate, ITI, Polytechnic Diploma, or an equivalent qualification.
• The business unit must be established as a proprietorship or partnership firm.

Documents required

• Matriculation certificate mentioning the date of birth.
• Intermediate or equivalent educational passing certificate.
• Caste certificate.
• Permanent residence certificate.
• Disability certificate (if applicable).
• Passport-size photograph of the applicant.
• Signature of the applicant.

How to apply

1. 1Visit the official Mukhyamantri Udyami Yojana portal and click on the registration section.
2. 2Select Mukhyamantri Udyami Yojana (MMUY), provide your Aadhaar number, set a password, and submit the registration form.
3. 3Log in to the portal using your Aadhaar number and newly created password.
4. 4Fill in the application form displayed on the dashboard with complete and accurate business and personal details.
5. 5Upload all required documents, including your photograph and signature, according to the stated instructions.
6. 6Review the filled details thoroughly and click on the submit button.
7. 7Download and print the final acknowledgment receipt to keep for future correspondence.

Frequently asked questions